Assessment - Protection Pat

20-70 Year old New Zealanders

Stress-Free Life Insurance

Protection for Family: Life insurance can ensure that your loved ones won’t be stuck with the bill for your final expenses.
Mortgage & Debts: Don’t leave your loved ones with a debt they can’t afford without you.
Leave a Legacy: Losing someone is difficult, but life insurance can provide a final financial gift to a loved one.

MORE FOR LESS

Perfect for those between the ages of 30 & 60

It’s never too late to get life insurance, but the best time to get a policy is as soon as possible.

Unfortunately, almost 50% of Kiwi’s aren’t ensured, leaving their families with financial stress upon their passing.

It becomes more difficult to qualify as we age; we deal with medical issues that makes costs go up. Starting early is the best way to get a great rate, that protects you and your family during a time that you are likely to have more debt. (ie. Mortgage, children’s tuition, etc)

The best part about a non-medical policy is that it’s easy to apply, doesn’t require extensive underwriting or medical testing, and you don’t need to be concerned with age, tobacco use, or health issues.

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Only PAt certified partners

You're in good hands

Pat’s team vet all our insurance partners to ensure they hold up to our standards.

Highly Rated

All our life insurance providers have hundreds of 5 star reviews.

In-Depth Review

When you contact Pat we will do an in depth review of our database to find the perfect partner for you.

Quality Partners

All of our Life Insurance partners are vetted to ensure they are properly certified and licensed.

How It Works

You're in good hands

Fill out the form or take our assessment and Ian will automatically search his database of certified life insurance partners so find the perfect option for your situation.

Take assessment

Our life insurance assessment will help us recommend the right partner for you (not all life insurance works for everyone!)

Ian will find your match

Based on your answers Ian will determine if you qualify and match with one of our partners.

Get the perfect policy

Ian will connect you with a partner that he knows will be able to serve you best and get you the coverage you need!

How It Works

So, how does it work?

Fill out the form or take our assessment and Pat will automatically search his database of certified life insurance partners to find the perfect option for your situation.

Take assessment

Our life insurance assessment will help us recommend the right partner for you (not all life insurance works for everyone!)

Pat will find your match

Based on your answers Pat will determine if you qualify and match with one of our partners.

Get the perfect policy

Pat will connect you with a partner that he knows will be able to serve you best and get you the coverage you need!

Protection pat

Protect those who matter

We would all do anything for our loved ones, and now Pat makes it easier than ever to get Life Insurance that protects your family financially.

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When do I need life insurance?

If you’re planning on getting married, having kids, or buying a home, you should probably start to think about it. You will want to make sure that your family is provided for, and can pay off your debts after you’re gone. Getting life insurance while you are young and healthy can result in lower premiums, as you pose a significantly lower risk.

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Does my age effect my cost?

Yes, your age can affect your premiums. Your insurance company is going to evaluate the risk that you pose to the company and place you in a ‘risk grouping’. Usually, the younger you are, the healthier you are, the lower the risk you pose, the lower the premiums that you have to pay. Keep in mind that age is only one factor, and the insurer will also look at things like your gender, medical history, physical condition and if you smoke.

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How much do I need?

There is no one-size-fits-all answer. The amount of insurance you will need is a highly personal decision. A life insurance agent will look at your assets, debts, personal situation, financial goals and your family’s needs so they can make recommendations tailored to you. Remember, your needs might change throughout your life, so it’s a good idea to review your policy at milestone events such as getting married or having a baby.

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Why do people get life insurance?

Life insurance is a way to make sure that your family and dependants don’t suffer financially when you die. Life insurance can be used to pay for a funeral, pay off debts (including your mortgage), pay for your children’s education and help your family maintain their standard of living when they no longer have you to support them.

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Get Started Today

It’s cheaper than you think!